Real-estate is perhaps one of the soundest investments that a person can make over his or her lifetime. Investing in real-estate is an option that people use to bring financial stability and wealth. There may be several investment opportunities like bonds and equity shares, but property investments are still regarded as one of the safest long-term investments. Historically, real-estate has always been regarded as a lucrative and stable investment. Many people choose to diversify investment assets by including real-estate as a measure to enhance wealth. Increasing economic instability means that people don’t want to put all their eggs in one financial basket. However, it is also important to make real-estate investments based on a person’s financial assets. Many homeowners are now facing the crunch of altered economic circumstances. Increasingly volatile economies mean that job loss and home foreclosures are quite common. Several owners have found it difficult to repay their mortgages due to unpredictable circumstances, like financial and economic hardships. These situations have proven to be devastating. Many homeowners have opted for short sales to get out of lengthy foreclosure situations. Homeowners that end up owing more money than they can repay can rely on short sales as a solution. Once the homeowner makes the home sale, they can then use the sale money to pay back the mortgage lender. The homeowner is protected from the mortgage liability, if the lender accepts the discounted home sale amount without having to pay back the rest of the loan. In this case, the homeowner is also protected from a negative credit score – that’s why short sales are usually preferred to foreclosures. Some people choose to buy and hold real-estate as an investment property, while others may buy a home to live in. Homeowners that are thinking of selling or buying a home may want to hire a real-estate agent to get access to the best properties in the market within their price range. A real-estate agent is an independent person who helps in the process of selling, buying or leasing a home for their clients while charging a commission or fee for their real-estate advisory and administration services. They negotiate better deals for their clients through their own professional channels, which a buyer or seller may not be able to do. Real-estate buying and selling is a time consuming and complex process. A good real-estate agent presides over the entire process and counsels their clients on negotiations and prices, acting like a real estate coach. They may also liaise with mortgage brokers, real-estate attorneys, bankers and surveyors during the home buying and selling process. Buying or selling a real estate property is a big commitment, so people must do thorough research before finally making a decision.